Terms and Conditions

Using This Website

These terms cover manorhomeloans.us, the informational website of Manor Home Loans, a mortgage lender working with borrowers in Manor, TX and the surrounding area. By reading or using the site, you accept these terms. If you do not agree with them, please stop using the site.

Information, Not an Offer of Credit

Our pages on conventional loans, FHA loans, VA loans, USDA loans, HELOC, hard money loans, bank statement loans and bridge loans explain how each program generally works. None of it is a commitment to lend, a rate lock or a statement that you will qualify.

Program guidelines, loan limits and rates change, sometimes from one week to the next. Whether a loan fits you depends on your credit, income, assets, down payment, the property and its appraisal, which a web page cannot measure.

Phone Calls, Pre-Qualification and Rate Quotes

The phone is the only way to reach us, at (512) 271-4623. A pre-qualification by phone is an early estimate built on what you tell the loan officer. It is not an approval. A credit decision comes only after a full loan application, document review, verification and underwriting.

A rate quote reflects market pricing on the day it is given and the details you shared. It can move until a rate is formally locked in writing.

Accuracy and Updates

We work to keep every page correct, but content can fall out of date or contain mistakes. We may change, correct or remove material at any time without notice. Before relying on any figure or requirement, confirm it with a loan officer on a call.

Ownership of Content

The text, layout and graphics on this site belong to Manor Home Loans or are used with permission. You may read, print or share pages for your own personal use. Copying or republishing them for commercial purposes requires our written permission.

Limits on Our Responsibility

The site is provided as it is, without promises that it will always be available or error free. We are not responsible for losses from decisions made on website content alone, from outages or interruptions, or from any outside website you reach on your own. Nothing here is legal, tax or investment advice; for those questions, speak with a qualified professional.

Changes and Governing Law

We may revise these terms from time to time, and the version posted on this page is the one that applies. These terms are governed by the laws of the State of Texas. If you have a question about them, reach us by phone at (512) 271-4623 and we will talk it through.